Terms and Conditions – Money Hero Academy

1. General

These Terms govern the use of moneyheroacademy.com and all services provided by Money Hero Academy.

2. Eligibility

You must be at least 18 years old.

3. Prices & Payments

All prices are in EURO (€) and include VAT where applicable.

Payments are processed via Stripe.

4. Digital Products & Delivery

Digital products (courses, trainings, materials) are delivered electronically, typically via email or access to a member area immediately after purchase unless stated otherwise.

5. Right of Withdrawal (EU Consumers)

Consumers have the right to withdraw within 14 days.

Exception: For digital products, the right of withdrawal expires once access has been granted and the user has expressly agreed to this.

6. Refund Policy

Unless otherwise stated:

- Digital products are non-refundable after access has been granted

- Coaching, seminars, and live events may have specific cancellation conditions stated at purchase

7. Coaching & Training Disclaimer

All content is provided for educational purposes only.

We do not guarantee specific financial or personal results. Results depend on individual effort and circumstances.

8. User Accounts

Users are responsible for maintaining account confidentiality.

Sharing login data is not permitted.

We reserve the right to suspend access in case of misuse.

9. Intellectual Property

All content remains the property of Money Hero Academy and may not be copied, distributed, or shared without permission.

10. Limitation of Liability

Liability is limited to intent and gross negligence as required by Austrian law.

Consumer rights remain unaffected.

11. Financial Disclaimer

All information provided is for educational purposes only and does not constitute financial advice.

Investments involve risk, including loss of capital.

12. Governing Law

Austrian law applies.

For consumers, mandatory consumer protection laws of their country remain applicable.

13. Dispute Resolution

EU consumers can use the Online Dispute Resolution platform:

https://ec.europa.eu/consumers/odr

14. Changes

We may update these Terms at any time.

15. Contact

Money Hero Academy

Florian Fritz

Weidengasse 3

2512 Tribuswinkel

Austria

florian@moneyheroacademy.com

© 2026 Florian Fritz